Autorize.net now offer that they manage your clients data credit cards leaving them ownership to secure their servers and if you get exploited/hacked you just have to mostly worry about their information email /address and also gives you the ability to be PCI compiliant .
Authorize.Netâ€™s Customer Information Manager (CIM) allows you to store
your customersâ€™ sensitive payment information on our secure servers for
use in future transactions. CIM helps eliminate steps in the checkout
process for repeat customers, potentially increasing loyalty and
revenue. It can also help you comply with the Payment Card Industry
(PCI) Data Security Standard, since customer information is no longer
stored on your local servers.
By providing quick access to stored information, CIM is an ideal tool for companies that:
How CIM Works
- Process recurring transactions where the date and/or amount is different each month (i.e. utility companies, etc.)
- Process usage charges â€“ where you only bill when the service is used. (i.e. pay-as-you-go cell phones, etc.)
- Are concerned with PCI compliance
- Want to provide returning customers with the convenience of not re-entering personal data
Your Web site integrates to CIM via an Application Programming
Interface (API). Through the API, you can create, view, update and
delete customer profiles that include billing, payment and shipping
information. When a transaction is processed, a customer profile is
created and stored on our secure servers. You receive a Customer
Reference ID for that particular customer profile. From then on, you
need only submit the Customer Reference ID in place of all customer
information, including billing, payment and shipping information.
Note: Integrating the CIM API to your Web site requires the expertise of a Web developer.
The CIM API Guide can be downloaded from our Integration Center.
Your Web developer will be able to assist you with integrating the
API to any proprietary systems you may be using, setting up customer
accounts with user names and passwords, or designing other means for
matching a returning customer to their stored profile. Please consult
your Web developer for more information.