Feature Requests
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handle 3DSecure via the API and meet the new PSD2 requirements

scott mardon shared this idea 5 months ago
Planned

Being able to handle 3dSecure via API to meet the new PSD2 requirements. Currently this is not possible, we currently use the APIs and Hooks in a custom shopping cart to meet our requirements and this would be nice to have before September 14th when it becomes a banking requirement in the EU

Comments (6)

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Hi there,

Thanks for your suggestion. What would be the technical needs be for you to meet this requirement?

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Does SCA apply to GoCardless?

SCA does not apply to payments taken through GoCardless. This is because Direct Debit payments are ‘payee-initiated’ and SCA only applies to payer-initiated payments.

https://support.gocardless.com/hc/en-gb/articles/360013524834

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Does WHMCS have any plans on meeting the PSD2 requirements for Credit Card payments?

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Hi Max,

Yes we are currently working with payment gateway partners as they complete their technical implementation, with the intention to begin implementing 3DSecure v2 once the details are finalized.

The current expectation is to update gateways which currently support 3D Secure v1.

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Stripe has also made a guide about the migration to include SCA:

https://stripe.com/docs/strong-customer-authentication/payment-intents