Feature Requests
Share ideas, discuss and vote on requests from other users in community
 

Stripe 3D Secure

DaddyBear shared this idea 2 years ago
In Progress

Stripe now supports 3D secure: https://stripe.com/docs/sources/three-d-secure

As web hosting can be a medium-high risk industry, it would be nice to see this implemented with WHMCS's Stripe support at some point in future.

Best Answer
photo

Hi all,

Thanks for this suggestion, votes and comments.

In version 7.8 we intend to include an update to the Stripe module which will have support for Stripe's Payment Intents API. This is currently being advertised by Stripe as supporting 3D Secure, and being SCA-Ready for future-proofing.

Comments (41)

photo
1

Hi all,

Thanks for this suggestion, votes and comments.

In version 7.8 we intend to include an update to the Stripe module which will have support for Stripe's Payment Intents API. This is currently being advertised by Stripe as supporting 3D Secure, and being SCA-Ready for future-proofing.

photo
1

Thank you!

photo
1

Hi John,

Do you have an ETA on when 7.8 will be released? The reason I ask is Stripe is now notifying us of the SCA requirement coming in on 14th September.

"On September 14, European regulation will mandate Strong Customer Authentication (SCA) for many online payments. When it goes into effect, a form of two-factor authentication will be required for many card payments. Unless you update your integration, your customers’ banks will decline many transactions."

Are you able to say whether the update will come out before then?

Thanks,

Sean

photo
1

Hi Sean,

Version 7.8 beta will be released in the coming weeks. Keep an eye on https://blog.whmcs.com for release announcements, and how to help with pre-release testing.

photo
1

Hello John, I received right now an email from Stripe that I would like to come to the attention of the programming team. v7.8 is in beta phase, so this feature could probably not make it in time for that, but it could be in the next one. I'll copy and paste. Regards SCA and off-session payments, like the ability to store a card without a transaction, then stat a merchant-initiated transaction excempt from SCA. Would you mind to forward that info?

"We’re writing because you asked us to keep you informed about updates on Strong Customer Authentication (SCA).

In preparation for SCA, we’ve introduced a new API to help handle payments that occur when customers are not actively using your application (i.e., off-session). If your business collects payment details for off-session payments, our new API allows you to authenticate a card when saving it and mark subsequent payments as merchant-initiated transactions that can be exempt from SCA. This reduces the risk of an off-session payment being declined and your customer having to return on-session to authenticate."

photo
1

Hi there,

In v7.8 we are using the Payment Intents API which this guide references. So I expect this will be possible. Please join us in the beta later this month to test whether this meets your requirements, and let us know your feedback in the dedicated section of the community we will make available.

photo
1

Thanks for the update John

photo
photo
1

For those who did not visit here very recently, I have good news to share with you.

The current status is now In Progress.

photo
1

This feature is needed because here in Europe there is a new general reglament that makes required 3DS on payments for every card transactions and all financial institutions are enabling this and all payment gateways should be update to support this.