Auto-charging for "real" invoices only
No auto-charging (Automation Settings --> Credit Card Charging Settings) for the invoice "Deposit fund" and "Mass Payment".
As this can create multiple charges on the credit cards. Auto-load for the "real" invoices only.
If a client generates a "mass payment" invoice, do not pay. And then pays its "real" invoices products. The system will automatically deduct the card the amount of the "mass payment" invoice. Then I have refunded .....